What We Do

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Credit Justice Services understands that good people can end up with less than perfect credit. We have a team of experts qualified in the field of banking, credit repair and law. There is now something you can do to improve your credit.

Many organizations brand themselves as credit repair companies, yet lack customer service. With our company you are empowered and educated by being personally involved in every step of your credit repair process.

Your quest for GREAT CREDIT begins today!

How we do it

When you first meet with a representative, they will review your credit report from all three major bureaus. Your representative will then explain what we can do to help you plan your credit repair strategy. Credit Justice Services understands that good people can end up with less than perfect credit. We have a team of experts qualified in the fields of banking, credit repair and law. There is now something you can dot to improve your credit! BusinessMeet2

We can dispute…

Common Questions

Q. Is there a monthly Fee?
A. No! Why would you use a company that charges a monthly fee? It's in their best interest to make the process take longer. We want to help restore your credit FAST.

Q. Is this only for people with bad credit?
A. Definitely NOT. Someone with good credit may only have a couple items keeping them from great credit. With great credit comes better loan rates, easier qualifications for credit and those low promotional rates you see advertised.

Q. Can't I just dispute items myself?
A. YES. You can dispute items with the credit bureaus yourself; a couple of years ago that worked well. However, today credit bureaus have made it more difficult, requiring a very detailed process with "lawyer-like" language to have any major success.

Q. Do I get to see the letters sent out?
A. YES. The Fair Credit Reporting Act states that any dispute sent by a 3rd party may be treated as frivolous and can be disregarded! We not only let you see them, we require you to review and sign the letters. When comparing us to anyone else, ask if they let you see the letters they send!

Q. Do you charge for consultation?
A. No. Call today to receive your risk free consultation. A recent tri-merged credit report will be required. If your have a recent copy of this report bring it with you. If not, we will be happy to assist you in acquiring one for a small fee. Talk to your consultant about this when you call.

Credit Justice Services
Jim Smith - Consultant
800-820-1769 /
443-928-4869

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